Yeah, terms and condition in the first place! And also, it won't hurt to ask the bank. Sometimes it happens that you are sure about something but there is that one clause in the contract that can cause you a lot of headache! I would suggest you, instead, take a loan online in order to assure your car. It is pretty comfortable and also safe, can say it so surely because I’ve done it for several times when in need. If you don’t know such a place, you can look for it here paydayinusa.com NE and then you can decide yourself if you want it or not. I hope that will help you and you will pay for that insurance! Good day.